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In Chelsea, coalition aims to save lives on verge of unraveling

Matt Rocheleau

July 09, 2017 |

The Boston Globe |

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800-1500 Words

Response Location: United States, Chelsea, Massachusetts

Historically, the numerous nonprofits, charities, and public agencies seeking to address issues such as homelessness, addiction, and hunger have been stuck operating in their own silos, creating more of a reactive rather than preventative system and preventing such organizations from maximizing efficiency. A new model of cooperation and information that originated in Canada is proving highly effective in Chelsea, bringing together various groups and providing a structure for the sharing of resources, so they can better reach and help citizens in need.

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Putting Citizenship Back in Congress

David Bornstein

July 04, 2017 |

The New York Times |

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1500-3000 Words

Response Location: United States

Stop underestimating yourself. That’s the call of Sam Daley-Harris to the many everyday Americans who feel that they cannot effect change in their country. He’s the founder of Results, a grassroots network that has spent decades teaching people how to build relationships with their congressional representatives and advocate for legislation.

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IDB Aims to Catalyze Energy Efficiency in Latin America

Abhilasha Purwar

July 03, 2017 |

Clean Energy Finance Forum |

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800-1500 Words

Response Location: United States

Barriers, such as lack of standardization and information dispersion, are preventing market development for global financing of energy-efficient projects. The Inter-American Development Bank's Energy Savings Insurance Team has developed a scheme that could increase investments resulting in greater energy efficiency; through implementations such as standardized contracts, market auditors, and an engagement framework.

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How Artificial Intelligence Could Democratize Financial Services In Asia

Casey Hynes

July 03, 2017 |

Forbes |

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800-1500 Words

Response Location: Pakistan, Lahore

The rapid evolution of technology is continually opening new doors for how microfinance projects can be implemented, improved, and scaled. The team at ADDO A.I. sees artificial intelligence as the catalyst for both microfinance and microinsurance in the emerging markets of Asia. A.I. reduces the need for human assessments, facilitating faster pay-outs and reduced losses through predictive data, while combining information such as financial histories and social media activity with historic context data to create fair, realistic risk assessments that lead to improved credit products.

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This Grantmaking Pyramid Strategy Ensures That Nonprofits Won't Topple

Ben Paynter

July 01, 2017 |

FastCompany |

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800-1500 Words

Response Location: United States, New York, New York

Traditional models of nonprofit funding, as well as pressure to limit overhead spending, have created an unsustainable system in which many organizations with otherwise great potential drown. Like private companies, nonprofits need to invest in their teams, offices, and research and development, "while putting aside some cash so they don’t live and die by the next grant cycle." The Ford Foundation is changing the ineffective result-driven method of funding nonprofits through its BUILD Program, which allows for better focus on organizational resilience and sustainability.

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When You're in a Carbon Hole, Stop Digging

Robinson Meyer

July 01, 2017 |

Anthropocene Magazine |

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1500-3000 Words

Response Location: United States, Washington, District of Columbia

The burning of coal for fuel is one of the world's largest contributors to CO2 emissions, and continues to worsen the detrimental effects of planetary warming. But while many feel hopeless in light of an administration that denies climate change and the billion-dollar companies that continue full steam ahead with mining and burning coal, a few clever individuals present a simple and straightforward solution: buy up the coal while it's still in the ground, and pay the government to keep it there.

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This Online Lender Uses Data Analytics To Serve Borrowers Who Lack Credit Scores

Jessica Goodheart

June 29, 2017 |

FastCompany |

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1500-3000 Words

Response Location: United States, Redwood City, California

Historically, banks have been largely hesitant to give small loans to individuals, particularly those with little or no credit history, which includes many immigrants and minorities. But an institution called Oportun is willing to bet on the underserved while still staying profitable as a business - they provide increased access to loans by leveraging a solid screening process, online resources, and credit score support for their customers.

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The Super-Users Dominating Health-Care Spending

Karen Weintraub

June 29, 2017 |

The Atlantic |

Multi-Media |

Over 3000 Words

Response Location: United States, Massachusetts

'Super-users' are people who use the healthcare system a disproportionate amount more. Programs such as One Care are designed to care for these 'super-users' organizing their complex care in order to reduce emergency room visits, prevent unnecessary procedures, and bring the cost of their care down.

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Smarter Design for Skid Row

Liz Wolfe

June 28, 2017 |

Bloomberg CityLab |

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Under 800 Words

Response Location: United States, Los Angeles, California

Mitigating homelessness on Los Angeles' infamous "Skid Row" comprises myriad obstacles. But a collaboration between city officials, a USC architecture class project, and the Skid Row Housing Trust has responded with a multi-pronged solution in "pod-style" housing units. They have composed a cost-effective pre-fab design technology that eases their transportation, on-site construction and visual imposition on a neighborhood, while the pods' zoning classification as "congregant housing" minimizes the risk for local opposition to homeless support services on claims of structural or aesthetic noncompliance.

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The city that solved homelessness

Joe Copeland

June 28, 2017 |

Crosscut |

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800-1500 Words

Response Location: Austria, Vienna

As Seattle deals with rapidly rising housing prices and an increase in the homeless population, the city is looking to Vienna, a city that has achieved success in the realm of affordable housing. “The Vienna Model” describes the mixture of ways Vienna has eradicated its homeless problem. By addressing factors underlying homelessness such as transit, aging, and ethnic tensions, the city has implemented government-sponsored social housing that is inclusive and sustainable.

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