Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • Good design is good policy

    June 26, 2018 |

    FastCompany |

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    1500-3000 Words

    Response Location: United States, St. Louis, Missouri

    As the treasurer of St. Louis, Tishaura Jones is making transformative change to connect more people to banks and savings accounts. Modeling initiatives after other successful municipal government programs across the country, Jones helped start the College Kids Children’s Savings Accounts, which creates a college savings account for all children entering public kindergarten. This is one of many steps to help St. Louis residents take better advantage of financial services.

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  • Moving Community Foundation Dollars from Wall Street to Main Street

    June 25, 2018 |

    Next City |

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    Over 3000 Words

    Response Location: United States, Fresno, California

    Community foundations have a new way to invest their funds: they can opt to invest in community projects, such as credit unions, as opposed to more traditional financial investments. The Self-Help Federal Credit Union has benefitted from this shift. A $2.6 million investment from Central Valley Community Foundation has helped the credit union provide over 1000 loans to predominately low-income families in the region.

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  • Basic income could work—if you do it Canada-style

    June 20, 2018 |

    MIT Technology Review |

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    1500-3000 Words

    Response Location: Canada, Lindsay, Ontario

    In Lindsay, Ontario, the provincial government is funding a pilot for a universal basic income that provides monthly stipends to those who are facing poverty to help boost them to at least 75 percent of the poverty line. Although the longterm benefits and costs are yet to be seen, so far participants have reported that it has acted as "a social equalizer, a recognition that people who make little or no money are often doing things that are socially valuable."

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  • For just $5, you can now start a responsible investment portfolio

    June 19, 2018 |

    FastCompany |

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    Under 800 Words

    Response Location: United States, San Francisco, California

    Newday Investing is a an app that allows people to begin impact investing with as little as $5. While attempting to engage millennials in socially-conscious investing, the investment firm is hoping small investments will lead to larger investments over time. With funds that focus on areas such as gender equality and climate action, Newday Investing is trying to make impact investing more accessible and interesting to young people as well as to bigger investors.

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  • What Alabama Can Teach You about Storm Resilience

    June 18, 2018 |

    Next City |

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    Over 3000 Words

    Response Location: United States, Mobile, Alabama

    After witnessing the devastating impact of Hurricane Katrina, changemakers in Alabama took control of creating a more accountable insurance system that valued weather-resilient home construction.

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  • A look at how Ohio's land banks are battling blight

    June 15, 2018 |

    Richland Source |

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    Over 3000 Words

    Response Location: United States, Mansfield, Ohio

    Ohio has more than 50 land banks, which are best known for reducing blight by demolishing old buildings, but several land banks are trying creative ways to enhance their land on a budget. Successful projects include a program for locals to redevelop old lots, a pop-up art gallery in a condemned house, and urban forests to make communities more welcoming. The collective effect of these projects is to revitalize cities all across the state.

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  • After Centuries of Housing Racism, a Southern City Gets Innovative

    June 15, 2018 |

    Yes! Magazine |

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    1500-3000 Words

    Response Location: United States, Jackson, Mississippi

    In Jackson, Mississippi, a series of community-led cooperatives are creating opportunities for affordable home ownership. This is part of a trend across the country to create community land trusts. They are financed through donations, other community businesses, or commissions. Though each land trust faces hurdles, they are collectively allowing more access to wealth and ownership in historically low-income neighborhoods.

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  • This Philly housing project helps residents double their income

    June 12, 2018 |

    Billy Penn |

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    800-1500 Words

    Response Location: United States, Philadelphia, Pennsylvania

    By offering flexible rent, a Philadelphia nonprofit allows low-income residents to attain economic success. Financed through an initial endowment, the Women’s Community Revitalization Projected is sustained by support from independent donations and Philadelphia’s low-income housing tax credits. In addition to offering affordable housing and residents’ services to Philadelphia’s low-income women and families, the WCRP also operates a community land trust to help address future development concerns in the city.

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  • With Shootings on the Rise, Schools Turn to 'Active Shooter' Insurance

    June 01, 2018 |

    Governing |

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    1500-3000 Words

    Response Location: United States

    With the rise in mass shootings around the United States, more municipalities and schools are buying active shooter insurance so they can handle costs that come from mass casualty incidents and not go bankrupt. Some insurance companies also offer risk assessment and their advice often contradicts some of the recent popular suggestions, such as arming teachers. Many insurers say the most effective steps are behavioral interventions with potentially violent students.

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  • The Power of Coaching

    June 01, 2018 |

    The Philadelphia Citizen |

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    800-1500 Words

    Response Location: United States, Philadelphia, Pennsylvania

    Women’s Way, a new Philadelphia-based program, aims to promote economic equality through women’s financial empowerment initiatives. Based on a successful model in Delaware, the program uses financial coaches to help participants reach personal finance goals. It is also part of a broader initiative to decrease poverty while also changing the narrative about how people talk about the issue.

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