Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • Environmental impact bonds can help cities invest in green infrastructure

    May 25, 2018 |

    Ensia |

    Text |

    800-1500 Words

    Response Location: United States, Washington, District of Columbia

    Environmental impact bonds (EIBs) are a relatively new form of financing that combine private investment with government funding in a “pay for success” model. They are different than municipal bonds in that they are intended as a more experimental approach: for instance, Washington, D.C. started using EIBs to test green infrastructure and evaluate the results. Though all current EIBs are too early-stage to show formal evaluations, they are helping promote sustainability initiatives in D.C., Baltimore, and Atlanta.

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  • Why Environmental Impact Bonds Are Catching On

    May 25, 2018 |

    Governing |

    Text |

    800-1500 Words

    Response Location: United States

    Environmental impact bonds allow cities, sometimes even community members, to share the risk and rewards with investors that are backing innovative possible solutions to big problems. This plan allows for large-scale green infrastructure to be piloted in areas across the U.S. where it is most needed.

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  • Tiny Houses Alone Can't Solve the Housing Crisis. But Here's What Can

    May 08, 2018 |

    Yes! Magazine |

    Multi-Media |

    Over 3000 Words

    Response Location: United States

    Buying a house with 8 other people, tiny houses, forming a homeowners association to buy land, and community land trust’s are all different options people are taking to find alternate forms of housing that are affordable. “They’ve defined a new American Dream. They hope others will follow their model, if not by making the same choice, then by being willing to look beyond traditional boundaries.”

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  • Basic Income Is Already Transforming Life and Work in a Postindustrial Canadian City

    April 23, 2018 |

    Motherboard |

    Text |

    1500-3000 Words

    Response Location: Canada, Hamilton, Ontario

    A pilot program in Hamilton, Ontario tests the viability of a universal basic income. While bureaucratic red tape and critics from both political sides limit the enrollment in the program, citizens partaking in the pilot note that support in the form of cash keep them healthy and able to avoid living in poverty.

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  • ‘Darling danggit' maker discovers prize catch abroad

    April 22, 2018 |

    Philippine Daily Inquirer |

    Text |

    800-1500 Words

    Response Location: Philippines

    In the Phillipines, Fishers & Changemakers, Inc. pushes for sustainable fishing and is also making a profit. It works with 145 small-scale fishermen and 70 women who naturally process the fish spanning seven fishing communities. Its sea-to-table business model puts certain limitations or guidelines on its fishermen. For example, they limit fishing to species that can reproduce quickly and sustain their populations. They also train their fishers on the effects of overfishing.

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  • Saving for Retirement: How Auto-IRA Plans May Secure the Future

    April 11, 2018 |

    Wall Street Journal |

    Video |

    5-15 Minutes

    Response Location: United States, Medford, Oregon

    Oregon is helping its residents save for retirement by automatically enrolling those eligible for the Roth IRA retirement savings program. Employees can choose to contribute or opt out, and thus far the participation rate is 80%. As social security benefits are at risk in the future, this program, in Oregon and around the country, is helping people start early in preparing for retirement.

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  • Capitalism for Good: Kensington Avenue Storefront Challenge

    April 10, 2018 |

    The Philadelphia Citizen |

    Text |

    800-1500 Words

    Response Location: United States, Philadelphia, Pennsylvania

    Shift Capital, a mission-driven real estate group in Philadelphia, tried a new tactic to bring business back to an old neighborhood. The Kensington Avenue Storefront Challenge asked businesses to apply for open storefront space as well as funding, and nine winners were selected based on financial viability and ability to impact the community. This form of development aims to fight gentrification in an inclusive way.

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  • An International Final Four: Which Country Handles Student Debt Best?

    April 02, 2018 |

    The New York Times |

    Text |

    1500-3000 Words

    Response Location: United States, New York, New York

    In a March Madness bracket style competition between Sweden, the United States, Australia, and Britain, experts choose Australia as the country with the most effective student loan repayment system. Judges cite automatic collection of income-based payments as Australia's best feature and discuss what the U.S. can learn by "acknowledging that possible ideas for improvement don't stop at the border."

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  • The Opposite of Gentrification

    April 02, 2018 |

    The Philadelphia Citizen |

    Text |

    800-1500 Words

    Response Location: United States, Philadelphia, Pennsylvania

    A new program in a Philadelphia neighborhood is offering opportunities for locals to curb gentrification. Gentrification occurs when outside developers come to an area and change it without leaving room for locals to remain. The nonprofit Jumpstart Germantown provides training, mentoring, and loans to community members who want to learn to develop their own neighborhoods in an inclusive and sustainable way. So far, 235 people have graduated from the program, and the model has inspired other Philadelphia neighborhoods to start similar programs.

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  • The rebel bank, printing its own notes and buying back people's debts

    March 23, 2018 |

    The Guardian |

    Multi-Media |

    Under 800 Words

    Response Location: United Kingdom, Walthamstow, London

    How is Street Central Bank buying back the debt of ordinary people? Part art installation and part charitable endeavor, the “bank” prints its own money, sells it for real tender and then uses the funds to help neighbors. The project draws inspiration from similar debt buyback efforts in the United States.

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