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  • America Can Fix Its Student Loan Crisis. Just Ask Australia.

    Around the world, students borrow money to pay for college, but, in the United States, students are more likely to fall behind on loans. Australia may offer some lessons: borrowers in Australia only start paying back their loans once their earnings reach $40,000, and beyond that they pay four percent of their income until the loans are repaid. The system does not penalize borrowers when they face economic hardship.

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  • Can You Make Bankers Behave Better?

    What if you could figure out a way to nudge bankers into making decisions with more integrity, in order to avoid future financial woes? Can a sense of safety and ethics be forced into company culture? The Inquiry takes a look inside Goldman Sachs and meets with a regulator who is deploying psychologists in banks.

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  • Researchers Identify One Of The Strongest Factors In Ending Poverty: Hope

    The Padua Project in Fort Worth, Texas, has set a goal of getting 100 poor people out of poverty in three years — with a job, three months’ savings and off government assistance. But, is it working?

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  • For Nonprofits Tackling Poverty, Collaboration Remains Important Hurdle

    Padua Project is an innovative program that has a goal of getting poor people out of poverty in three years with a job, three months’ savings and off government assistance. Its unusual success involved a collaboration with other social services organizations. Overcoming the big challenge of this collaboration is an important learning tool to scale similar initiatives.

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  • Family center offers comprehensive care for the homeless

    Homelessness has many challenges that require different services to aid those who have no place to live—including daycare and laundry. Seattle has established Mary’s Place Family Center, a public space that collaborates with non-profits to provide a multitude of social services to the homeless. Large corporations have donated buildings to serve as Seattle’s Mary’s Place shelters to diminish costs.

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  • Why Fight Poverty When You Can End It? Padua Project Calls The Nonprofit Bluff

    For five decades, tens of thousands of people have fought poverty. Trillions of dollars have been spent, but poverty is a stubborn enemy. In the second part of a five-part series, WAMU’s Kavitha Cardoza tells us about one innovative program in Fort Worth, Texas, that may have cracked the code.

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  • New federal rules are aiming to crush payday lenders. But is it enough?

    Earlier this month, the federal Consumer Financial Protection Bureau (CFPB) proposed new rules to regulate payday lending – the business of offering high-cost short-term loans to Americans on terms that many consumer advocates consider predatory.

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  • In Saudi Arabia, a Rare Tax on Wealthy Landowners

    A severe lack of affordable housing in Saudi Arabia has spurred the government to impose a tax on what has traditionally been a virtually tax-free society. However, they aim to tax only the wealthy owners of undeveloped land.

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  • A radical approach to gun crime: paying people not to kill each other

    Richmond, California’s Office of Neighborhood Safety uses controversial monthly cash stipends among the incentives it gives to young men it’s trying to steer away from street violence. While the program's first years were associated with steep drops in shootings and homicides, critics question whether ONS deserves the credit and whether it can be replicated in other cities. A deep look at how it works finds evidence that it does make a positive difference while operating in a complex arena of advances and setbacks.

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  • Providing a jolt of support to power the minigrid market

    Minigrids, renewable energy-based electricity generators that serve a set of consumers, are a part of India's plan to provide universal energy access to all - their government, as well as that of the United States, is providing the funds to make it happen.

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