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The Story Behind the First-Ever Life Insurance Coverage for People With HIV

Eric Sasson

December 07, 2015 |

GOOD Magazine |

Text |

1500-3000 Words

Response Location: United States, Los Angeles, California

Up until 2015, people living with HIV in the U.S. could not buy term life insurance, outside of a few small-value employer policies. Æqualis, a new company in partnership with Prudential Financial, began offering 10- and 15-year life insurance policies to individual consumers to help them and to reduce stigmas surrounding the disease.

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The Solar Company Making a Profit on Poor Africans

Stephan Faris

December 02, 2015 |

Bloomberg |

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1500-3000 Words

Response Location: Kenya

Since its commercial launch in 2012, M-Kopa has grown to exceed expectations for its revenue--now making more than $12 million a year. The company does this all while expanding access to affordable technology to the poorest rural population in Kenya, as well as providing them with credit and promoting green practices.

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Housing deals boost Midtown's revival in Detroit

Matt Helms

November 01, 2015 |

Detroit Free Press |

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1500-3000 Words

Response Location: United States, Detroit, Michigan

Five years ago, Detroit created a program called Live Midtown to encourage business growth and homeownership in the area. The aim of bringing more people to live in the neighborhood has been exceedingly successful, and data shows a racially and economically diverse group of people have moved to Midtown. The funders of housing incentives now need to decide whether they will continue to fund the program.

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This Solution To Poverty In Slums Needs To Be Rapidly Replicated

Devin Thorpe

October 21, 2015 |

Forbes |

Multi-Media |

Over 15 Minutes

Response Location: South Africa, Port Elizabeth

In South Africa, the extreme gap between rich and poor is the root cause of cyclical poverty, and those living in slums face particularly high barriers to education, healthcare, and quality of life. The Ubuntu Education Fund is using a comprehensive approach that includes sustainable investment in community leadership and infrastructure, a cradle-to-career household stability service, and a dexterous, community oriented approach to helping break the cycle of poverty.

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For Goldman, Success in Social Impact Bond That Aids Schoolchildren

Nathaniel Popper

October 07, 2015 |

The New York Times |

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800-1500 Words

Response Location: United States, Utah

In Utah, Goldman Sachs funded the education of preschoolers and was reimbursed by the state once it was shown that the kids would not need special education. Social impact investments, like this one in Utah, can help social programs in the U.S. which are often affected by government cuts.

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For Students With a Mission, a Little Capital Goes a Long Way

Tina Rosenberg

September 11, 2015 |

The New York Times |

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1500-3000 Words

Response Location: United States, Cambridge, Massachusetts

At a time when university students lack opportunities and financial help to test their innovative business ideas, the Resolution Project supports higher education students who have ideas for socially responsible businesses and charities. Resolution offers small awards to start businesses as well as mentor opportunities that enable networking and business collaboration with experts.

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Punished for Being Poor

Maura Ewing

September 03, 2015 |

Pacific Standard |

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800-1500 Words

Response Location: United States, New York, New York

When paying bail isn't a realistic ask of a defendant, many times the person will plead guilty to avoid jail time even if it means having a record. To solve the problem of the poor being unfairly punished by small crimes through the setting of a bail amount they can't make, The Bronx Freedom Fund offers charitable bail funds to those with a bail under $2,000.

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Micro-insurance offers poor families in poorer countries protection from destitution

Amy Yee

September 01, 2015 |

The Guardian |

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800-1500 Words

Response Location: Bangladesh, Dhaka

All across Asia there is a growing market for micro-insurance, or targeted insurance policies that provide benefits to the poorest individuals and families. As of 2012, over 170 million people in Asia were using some form of micro-insurance, but there is so much more room to grow. Successful programs in India, the Philippines, Bangladesh, and other Asian countries are providing health, life, and accident insurance.

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The Town That Decided to Send All Its Kids to College

Alana Semuels

August 18, 2015 |

The Atlantic |

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Over 3000 Words

Response Location: United States, Baldwin, Michigan

College was never much of an option for most students in this tiny town of 1,200 located in the woods of the Manistee National Forest. But residents of Baldwin, Michigan, pooled together their money to provide scholarships for everyone, and it changed the town profoundly.

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What Do the Poor Need? Try Asking Them

David L. Kirp

August 08, 2015 |

The New York Times |

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800-1500 Words

Response Location: United States, Houston, Texas

Neighborhood Centers, a Houston anti-poverty program has a simple philosophy: “The people are the asset, the source of potential solutions, not the problem.” The non-profit has scaled nationally, employing its bottom-up approach to disburse funds in poor communities.

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