Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • Preparing for Disaster by Betting Against It

    Georgia Levenson Keohane

    February 12, 2014 |

    The New York Times |

    Text |

    1500-3000 Words

    Response Location: United States, New York, New York

    In the wake of Hurricane Sandy, necessity has bred an interesting kind of financial invention for the New York MTA: the world’s first “catastrophe” bond - a reinsurance for the insurer - designed to protect public transportation infrastructure, specifically against storm surge. These bonds privatize risk for public gain, creating a kind of tool that may protect economic development against all kinds of natural and man-made disasters around the world.

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  • Playing the Odds on Saving

    Tina Rosenberg

    January 15, 2014 |

    The New York Times |

    Text |

    1500-3000 Words

    Response Location: United States, Michigan

    Lotteries aren’t usually considered part of the solution to a savings crisis experienced across America, particularly by the nation's poor, but with more hopefuls purchasing lottery tickets than setting aside rainy day funds, one organization, Doorways to Dreams, is working to change federal and state laws to allow banks to offer prize-linked savings. In Michigan, the programs have seen some success.

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  • In the Long War on Poverty, Small Victories That Matter

    David Bornstein

    January 08, 2014 |

    The New York Times |

    Text |

    1500-3000 Words

    Response Location: United States, New York, New York

    A panoply of responses to poverty has emerged to address poverty in the United States and abroad. The responses share in three key tactics: Measuring impact, paying for success, and collaboration.

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  • Philly-area firm leads the hospital-bill fight vs. the $500 Tylenol

    Zach Seward

    December 05, 2013 |

    WHYY |

    Text |

    800-1500 Words

    Response Location: United States, Philadelphia, Pennsylvania

    With more and more Americans having to pay medical costs out of pocket, a small company out of Philadelphia called ELAP is on the front lines of the war against escalating charges. By helping overwhelmed patients to de-mystify and negotiate medical bills, they are ensuring patients get the best value and avoid egregious financial distress.

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  • What Happens When You Just Give Money To Poor People?

    David Kestenbaum

    October 25, 2013 |

    NPR |

    Radio |

    3-5 Minutes

    Response Location: Kenya, Siaya, Siaya

    GiveDirectly, a non-profit organization, was simply giving impoverished people money intending for them to buy their own needs. Research shows that, contrary to popular belief, people are spending this money on what it was intended for instead of alcohol or other negative items.

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  • Escaping the Cycle of Scarcity

    Tina Rosenberg

    September 25, 2013 |

    The New York Times |

    Text |

    1500-3000 Words

    Response Location: India, Odisha

    Poor people are less likely to make smart financial decisions; however, new research in the U.S. says this is not about intelligence but rather about a brain being overwhelmed with issues related to poverty. To combat that barrier of stress, organizations around the world are making financial decisions easier for people experiencing poverty by making borrowing easier and automating future financial planning, like 401(k) contributions.

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  • The Next Wireless Revolution, in Electricity

    Tina Rosenberg

    September 11, 2013 |

    The New York Times |

    Text |

    1500-3000 Words

    Response Location: Tanzania

    Phone lines in Africa and South Asia would never have gotten to the poor - but these places have leapfrogged over last-century technology and gone straight to mobile phones. Now the same thing is happening with off-grid solar power: the fastest -- perhaps the only – way to power the poor.

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  • When entrepreneurship is only way forward

    Laura Baverman

    July 21, 2013 |

    USA Today |

    Text |

    800-1500 Words

    Response Location: Guatemala, Antigua

    Development work is evolving beyond short-term mission trips and one-off donations into a more comprehensive, in-depth model that addresses long-term sustainability of a solution paired with empowerment of those being served. MicroConsignment is a unique branch of micro-enterprise being implemented by non-profit SolCom in Guatemala that provides individuals in rural villages the skills and resources needed to start sustainable businesses.

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  • Does Impact Investing Work? Vital Capital Case Study Shows It Does

    Devin Thorpe

    June 26, 2013 |

    Forbes |

    Text |

    Over 3000 Words

    Response Location: Angola, Luanda

    Everyone wants to eradicate poverty - but how can it actually be done? Vital Capital, an impact investment firm, aims to make change and lift people out of poverty in Angola.

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  • Detroit Businesses See Opportunity In Bankruptcy

    Sarah Hulett

    June 20, 2013 |

    NPR |

    Radio |

    3-5 Minutes

    Response Location: United States, Detroit, Michigan

    In Detroit, many business owners and the city itself hope that filing for bankruptcy will help the city start fresh and ultimately become a thriving urban center, mirroring other cities that recovered from near financial ruin.

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