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When Microcredit Won't Do

Tina Rosenberg

January 31, 2011 |

The New York Times |

Text |

1500-3000 Words

Response Location: Guatemala, Nebaj

Microcredit can get people into debt when used poorly. A company in Guatemala is giving products to poor entrepreneurs on consignment and then charging a commission upon sale and in this way removing the entrepreneurs' risk.

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Helping the World's Poorest, for a Change

Tina Rosenberg

January 07, 2011 |

The New York Times |

Text |

1500-3000 Words

Response Location: Mexico, Mexico City, Distrito Federal

This is a column on an important new development program in use in at least 40 developing countries: give the poor cash payments, contingent on their use of health clinics and their children’s school attendance, to help break the cycle of poverty.

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To Beat Back Poverty, Pay the Poor

Tina Rosenberg

January 03, 2011 |

The New York Times |

Text |

1500-3000 Words

Response Location: Brazil, Rio de Janeiro, Rio de Janeiro

Two columns on the most important new development program today, in use in at least 40 poor countries: give the poor cash payments, contingent on their use of health clinics and their children’s school attendance. These programs, which started in Mexico and Brazil, help the poor now and try to create a generation with less poverty in the future.

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When Lenders Won't Listen

David Bornstein

December 10, 2010 |

The New York Times |

Text |

1500-3000 Words

Response Location: United States, Ohio

In part, miscommunication between bankers, brokers and homeowners created the 2008 economic crisis. Protection laws mandating better labeling and trusted third-party intermediaries could improve communication and help prevent another crisis.

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Foreclosure Is Not an Option

David Bornstein

December 06, 2010 |

The New York Times |

Text |

1500-3000 Words

Response Location: United States, Cleveland, Ohio

Foreclosure affects millions of homeowners and millions more owe more on their mortgages than what their homes are worth, but Empowering and Strengthening Ohio’s People (ESOP), offers assistance. As a free service to borrowers, ESOP holds lenders accountable with fair lending agreements, creates constructive communication, and ultimately saves homes.

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Green Strategies for the Poorest

Tina Rosenberg

November 19, 2010 |

The New York Times |

Text |

800-1500 Words

Response Location: Kenya, Elgeyo Marakwet

The company that manufactures Lifestraw, a water purification device, has found a way to distribute their product to impoverished Kenyan families for free, while still making a profit. In the global carbon credit market, businesses receive carbon credits for projects that reduce greenhouse gas emissions. These credits can then be sold to companies who need to offset their carbon emissions, allowing green companies to make a profit off of their small ecological footprint.

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Clean Water at No Cost? Just Add Carbon Credits

Tina Rosenberg

November 15, 2010 |

The New York Times |

Text |

1500-3000 Words

Response Location: Kenya

The company that manufactures Lifestraw, a water purification device, has found a way to distribute their product to impoverished Kenyan families for free, while still making a profit. In the global carbon credit market, businesses receive carbon credits for projects that reduce greenhouse gas emissions. These credits can then be sold to companies who need to offset their carbon emissions, allowing green companies to make a profit off of their small ecological footprint.

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The Opt-Out Solution

Tina Rosenberg

November 01, 2010 |

The New York Times |

Text |

1500-3000 Words

Response Location: United States, Minnesota

Americans don’t save enough - in 2005, Americans’ personal savings rate was negative for the first time since the Great Depression ─ instead of piling up savings, we are piling up debt. Two behavioral economics columns on how switching signup for a 401K plan from opt-in (say yes to be enrolled) to opt-out (say no to be un-enrolled) dramatically raises enrollment rates.

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Filling the Gap Between Farm and Fair Trade

David Bornstein

October 25, 2010 |

The New York Times |

Text |

1500-3000 Words

Response Location: Nicaragua, Managua, Managua

The non-profit Root Capital created a lending initiative in Mexico which helps mid-size rural farmers gain access to capital, skills, and consumer markets from which they would otherwise be excluded.

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Social Entrepreneur Peru: Albina Ruiz and the Ciudad Saludable

Matthias Kopp

September 02, 2008 |

Deutsche Welle (DW) |

Video |

5-15 Minutes

Response Location: Peru, Pucallpa

Albina Ruiz, founder of the social enterprise Ciudad Saludable, works with people living in areas dominated by the trash dump to create a more formal system of waste removal for their health and the wider city's cleanliness. Workers who collect and recycle the waste are now employed by the city, own a micro-business, and no longer work under a social stigma. At the same time their efforts to clean up the city are working well, and the model is spreading to other Peruvian cities.

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