Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • Doing More Than Praying for Rain

    Most insurance companies avoid insuring poor farmers because the transaction costs are too high, but a non-profit in Kenya created a sustainable way to cover them.

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  • On the Web, a Revolution in Giving

    New crowdfunding options can help even the smallest donor's contributions to have a meaningful impact, bolstering a sense of personal involvement, maximizing knowledge about causes, and inspiring greater participation.

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  • How to Grow a Social Business

    Two columns on microconsignment, a new variation on microcredit that helps poor people living in developing countries - particularly women in rural villages - start small social businesses without taking on debt or requiring previous business skills. The organization, Soluciones Comunitarias, partners with a non-profit and a university student program to manage the supply chain and other components of the business necessary to support the social entrepreneurs in successful micro-ventures.

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  • When Microcredit Won't Do

    Microcredit can get people into debt when used poorly. A company in Guatemala is giving products to poor entrepreneurs on consignment and then charging a commission upon sale and in this way removing the entrepreneurs' risk.

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  • Helping the World's Poorest, for a Change

    This is a column on an important new development program in use in at least 40 developing countries: give the poor cash payments, contingent on their use of health clinics and their children’s school attendance, to help break the cycle of poverty.

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  • To Beat Back Poverty, Pay the Poor

    Two columns on the most important new development program today, in use in at least 40 poor countries: give the poor cash payments, contingent on their use of health clinics and their children’s school attendance. These programs, which started in Mexico and Brazil, help the poor now and try to create a generation with less poverty in the future.

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  • When Lenders Won't Listen

    In part, miscommunication between bankers, brokers and homeowners created the 2008 economic crisis. Protection laws mandating better labeling and trusted third-party intermediaries could improve communication and help prevent another crisis.

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  • Foreclosure Is Not an Option

    Foreclosure affects millions of homeowners and millions more owe more on their mortgages than what their homes are worth, but Empowering and Strengthening Ohio’s People (ESOP), offers assistance. As a free service to borrowers, ESOP holds lenders accountable with fair lending agreements, creates constructive communication, and ultimately saves homes.

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  • Green Strategies for the Poorest

    The company that manufactures Lifestraw, a water purification device, has found a way to distribute their product to impoverished Kenyan families for free, while still making a profit. In the global carbon credit market, businesses receive carbon credits for projects that reduce greenhouse gas emissions. These credits can then be sold to companies who need to offset their carbon emissions, allowing green companies to make a profit off of their small ecological footprint.

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  • Clean Water at No Cost? Just Add Carbon Credits

    The company that manufactures Lifestraw, a water purification device, has found a way to distribute their product to impoverished Kenyan families for free, while still making a profit. In the global carbon credit market, businesses receive carbon credits for projects that reduce greenhouse gas emissions. These credits can then be sold to companies who need to offset their carbon emissions, allowing green companies to make a profit off of their small ecological footprint.

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