Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • 'Internet of fish' empowering Lake Victoria women

    Women fisherfolk in Kenya are starting fish farms in Lake Victoria, aided by smartphones and technology that help them track the health and needs of the fish. Owning farms gives them financial freedom and prevents the sexual exploitation women often face when bargaining for fish.

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  • Invest STL gets national attention by seeding $20K to residents in 2 neglected neighborhoods

    Invest STL’s Rooted program provides financial and investment help to community members by giving them money and pairing them with a financial advisor who helps them build generational wealth and avoid displacement by putting their money into wealth-building activities like property renovations and investment portfolios. 50 people have participated in the program so far, and early evidence shows they’re investing their money in responsible, meaningful ways, and gaining a deeper connection to their fellow community members.

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  • The results of the biggest study on guaranteed income programs are finally in

    One thousand people received $1,000 monthly payments with no strings attached for three years as part of a guaranteed income study led by the nonprofit lab OpenResearch. The participants were young, low-income Americans across Illinois and Texas, and the flexibility of the cash payments allowed them to spend more on their basic needs, have more time with their children, and improve their employment situations.

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  • New Jersey Ditched Cash Bail. Research Shows the Reform Didn't Increase Violence.

    New Jersey voters approved an amendment that removed cash bail so people would no longer be incarcerated because they couldn’t afford to pay it. Now, the courts evaluate each person’s risk to the public, of skipping trial, and of reoffense to determine whether they are held in detention until their trial.

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  • Philly Is Giving Free SEPTA Rides to 25,000 Low-Income Residents. No Strings Attached.

    A pilot program in Philadelphia is providing low-income residents with unlimited free rides on public transportation, which they may not otherwise be able to afford. Participants did not need to apply and were selected by lottery or through community-based organizations.

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  • How a $500 monthly stipend for families impacted children's grades and parents' sense of self

    A guaranteed income program in Cambridge, Massachusetts, provided 130 single caregivers who made below 80% of the local median income with $500 cash payments, no strings attached. The 18-month program, Cambridge Recurring Income for Success, helped participants increase their savings, cover emergencies, and spend more time with their children.

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  • How Does Paris Stay Paris? By Pouring Billions Into Public Housing

    Despite soaring housing costs, the city government in Paris aims to achieve mixité sociale. That essentially means it's preventing economic segregation to ensure residents from a broad cross-section of society reside in the city and own businesses there. It’s doing so by nabbing real estate to create public housing and providing real estate subsidiaries for small businesses.

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  • Fewer Illinois residents using payday lenders after state capped interest rates

    The Predatory Loan Prevention Act caps loan interest rates at 36%, including all fees. Before the Act passed, rates were extremely high, including 297% for payday loans and 178% for auto-title loans. The Illinois Legislative Black Caucus pushed for the Act to pass in an effort to close the racial wealth gap and address socioeconomic disparities, as these high-interest rates historically affected minority groups.

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  • Empowering Black Farmers and Landowners With Solar Energy

    The renewable energy company EnerWealth Solutions is helping Black farmers in the Carolinas install solar panels among their crops so they can benefit financially from the solar boom with a consistent stream of income.

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  • Can Baby Bonds Deliver on Promise to Close Rhode Island's Wealth Gap?

    Connecticut and several other East Coast states are implementing baby bond programs to help children in low-income families generate wealth. The programs create trust funds for babies born into families on public health insurance that are managed by the state until they turn 18.

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