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  • The Fight for Housing Justice in Los Angeles

    The Downtown Crenshaw group was inspired by the success of community land trusts, a model that keeps ownership of land and housing in the hands of the community, who can choose to keep it permanently affordable while providing tenants a pathway to wealth building. Since May 2021, the group has purchased 10 parcels of land, which will be developed into residential and commercial space that’s affordable for longtime residents and businesses.

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  • Tenants are banding together to address Jackson's housing crisis. Can they fix it?

    Shelter JH is a local housing advocacy group that gathers members to work together to get better representation in housing-related decisions in the area. The group canvasses neighborhoods to recruit voters, speaks on housing bills at the statehouse and hosts meetings and educational sessions that connect people with local policymakers and housing opportunities. The group was formed in 2016 and now has about 550 members.

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  • Struggle and Success: Section 8 vouchers provide a pathway to stability, but challenges remain

    Programs like the federal Housing Choice Voucher Program — or Section 8 — and the Fort Wayne Housing Authority’s Family Self-Sufficiency Program help low-income individuals and families afford quality homes through participating private landlords and housing developments. With the voucher program, the tenant’s financial obligation is capped at about 30% of their annual gross income, while the voucher covers the rest. In some cases, the voucher can cover up to 100% of the tenant’s rent.

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  • In Seattle, Community Land Trusts Are Allowing Low-Income Families To Buy A Home

    Homestead Community Land Trust and the local Habitat for Humanity specialize in helping lower-income residents become homeowners. They have portfolios of homes available to lower-income residents who make less than 80% of the area median income. To date, the community land trust model has been implemented at a small scale relative to the need and Habitat plans to build almost 300 new homes in the coming years.

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  • How some low-income buyers can afford a home in pricey Seattle

    In Seattle, Homestead Community Land Trust and Habitat for Humanity Seattle-King County help low-income residents buy homes using a community land trust model. Residents who make under 80% of the local median income can purchase a home at a rate far below the median home price in the city from a set portfolio of homes.

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  • A reason to trust: Sacramento Community Land Trust aims to put people over profit

    The Sacramento Community Land Trust helps people gain more access to permanently affordable housing while simultaneously working to prevent displacement. Through its work, the Community Land Trust preserves affordability and stability, expands home ownership, and grows community wealth.

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  • A model for neighborhood renewal

    The New Markets Tax Credits program provides affordable housing by selling homes with mortgages as low as $550. Since the program gained more traction, the number of owner-occupied buildings in the area has more than doubled to 26% from 12%.

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  • 'Let's Try Something New' Meets the National Housing Squeeze

    The Boise nonprofit, LEAP, builds affordable housing with innovative approaches, including using donated land held in trust and solar panels to keep utility costs low. The creative approach to land ownership and the use of alternative construction techniques and materials help more people afford homes in a fast-growing metro area.

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  • A Landlord ‘Underestimated' His Tenants. Now They Could Own the Building.

    Thanks to teamwork and the help of a Housing Development Fund Corporation Co-Op apartment tenants will be able to buy their apartments for $2,500 each. This practice helps to combat rent hikes and creates generational wealth for individuals owning their apartment.

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  • Raise or retreat? Home elevation aims to protect historic houses

    As waters continue to rise and flood homes at sea levels, some homeowners are spending thousands of dollars to raise their homes off the ground. This solution that has been tried in Charleston is expensive, but some people think it can also work in Virginia. One industry expert started the Home Raising Academy, a workforce development program, to train architects, engineers, realtors, and government officials on floodplain management, insurance, and financing for home elevations in the area.

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