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What Alabama Can Teach You about Storm Resilience

Emily Nonko

June 18, 2018 |

Next City |

Text |

Over 3000 Words

Response Location: United States, Mobile, Alabama

After witnessing the devastating impact of Hurricane Katrina, changemakers in Alabama took control of creating a more accountable insurance system that valued weather-resilient home construction.

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The Power of Coaching

Jill Harkins

June 01, 2018 |

The Philadelphia Citizen |

Text |

800-1500 Words

Response Location: United States, Philadelphia, Pennsylvania

Women’s Way, a new Philadelphia-based program, aims to promote economic equality through women’s financial empowerment initiatives. Based on a successful model in Delaware, the program uses financial coaches to help participants reach personal finance goals. It is also part of a broader initiative to decrease poverty while also changing the narrative about how people talk about the issue.

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With Shootings on the Rise, Schools Turn to 'Active Shooter' Insurance

Natalie Delgadillo

June 01, 2018 |

Governing |

Text |

1500-3000 Words

Response Location: United States

With the rise in mass shootings around the United States, more municipalities and schools are buying active shooter insurance so they can handle costs that come from mass casualty incidents and not go bankrupt. Some insurance companies also offer risk assessment and their advice often contradicts some of the recent popular suggestions, such as arming teachers. Many insurers say the most effective steps are behavioral interventions with potentially violent students.

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An International Final Four: Which Country Handles Student Debt Best?

Matthew Chingos Susan Dynarski

April 02, 2018 |

The New York Times |

Text |

1500-3000 Words

Response Location: United States, New York, New York

In a March Madness bracket style competition between Sweden, the United States, Australia, and Britain, experts choose Australia as the country with the most effective student loan repayment system. Judges cite automatic collection of income-based payments as Australia's best feature and discuss what the U.S. can learn by "acknowledging that possible ideas for improvement don't stop at the border."

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The Opposite of Gentrification

Jill Harkins

April 02, 2018 |

The Philadelphia Citizen |

Text |

800-1500 Words

Response Location: United States, Philadelphia, Pennsylvania

A new program in a Philadelphia neighborhood is offering opportunities for locals to curb gentrification. Gentrification occurs when outside developers come to an area and change it without leaving room for locals to remain. The nonprofit Jumpstart Germantown provides training, mentoring, and loans to community members who want to learn to develop their own neighborhoods in an inclusive and sustainable way. So far, 235 people have graduated from the program, and the model has inspired other Philadelphia neighborhoods to start similar programs.

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The F-Word: Financial Literacy Comes from Student Engagement

Kelly Rodriguez

January 24, 2018 |

Pepperdine University Graphic |

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1500-3000 Words

Response Location: United States

A student-driven effort at the University of North Texas (UNT) has become a model for other colleges seeking to expose students to lessons about credit, budgeting, and other important topics. The director of UNT's Money Management Center says of the schools diverse programming, "Financial literacy means different things to different people." Now, Pepperdine University, among other schools, is rolling out its own curriculum and engagement efforts with UNT's "one size does not fit all" approach in mind.

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After Devastating Cyclone, Fiji Farmers Plant For A Changed Climate

Sonia Narang

January 09, 2018 |

NPR |

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800-1500 Words

Response Location: Fiji, Tavua

In the wake of a massive 2016 cyclone, Fijian farmers are rethinking how to become more resilient to climate disasters. Through diversifying crops, seed saving, and community banking, several organizations are helping farmers make that shift.

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Build, flood, rebuild: flood insurance's expensive cycle

David Hunn Ryan Maye Handy James Osborne

December 09, 2017 |

Houston Chronicle |

Multi-Media |

Over 3000 Words

Response Location: United States, Houston, Texas

What was originally conceived of to help protect homes from flooding has instead trapped homeowners in an endless cycle of filing claims and rebuilding their homes. The National Flood Insurance Program was supposed to discourage development in flooding zones and ease the costs after disasters. With lobbying money and power from developers, realtors associations, and others with vested interests, any opportunity to redesign the system through Congress have haven’t gone far.

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Innovative but dull: disaster insurance is starting to pay off

Stefan Dercon

September 11, 2017 |

The New Humanitarian (formerly IRIN) |

Text |

800-1500 Words

Response Location: Mexico

When disasters, such as hurricanes and earthquakes, strike the recovery can be very expensive. Insurance has been found to be key in order to quickly get funds to help relief efforts.

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How good government can limit hurricane damage

Gregory Scruggs

September 07, 2017 |

Reuters |

Text |

800-1500 Words

Response Location: United States, Houston, Texas

A look at how improved policies and procedures can help prevent the catastrophic amounts of property damage caused by the increasingly frequent "super storms" like hurricanes Harvey and Irma. Cities like New York and Philadelphia may offer creative development models that coastal cities in the path of future storms can emulate.

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