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  • Stability or speculation: What community land trusts teach us about affordable housing

    Community land trusts help preserve affordable homeownership across generations by separating land and home ownership. With Milwaukee’s trust, the trust owns the land, and residents own their homes at a capped 1.25% annual appreciation. This helps keep housing prices stable while still allowing residents to build wealth. Research shows community land trusts nationwide achieve 95%+ foreclosure prevention rates.

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