In combatting poverty, a giant informal economic system has quietly emerged in Africa. Women participate in micro-finance organizations that loan money in order to allow them to create businesses and become self-managing.
Read MoreDelaware has been working to make sure that all college-ready graduates, regardless of socioeconomic status, make it to college. With financial reasons standing in the way of many qualified students, the state has worked on multiple levels to make this a possibility.
Read MoreMany subprime borrowers in the United States are financially unable to buy a home themselves. An unconventional lender is trying to make it easier for low-income people to buy houses despite the tighter requirements that other lenders adopted after the mortgage bust.
Read MoreA overview of 2014's Fixes columns - connecting the dots between 60 or so ways that people are trying to change the world.
Read MorePoor people are less likely to make smart financial decisions; however, new research in the U.S. says this is not about intelligence but rather about a brain being overwhelmed with issues related to poverty. To combat that barrier of stress, organizations around the world are making financial decisions easier for people experiencing poverty by making borrowing easier and automating future financial planning, like 401(k) contributions.
Read MoreThe non-profit Root Capital created a lending initiative in Mexico which helps mid-size rural farmers gain access to capital, skills, and consumer markets from which they would otherwise be excluded.
Read MoreGovernment benefits to aid the poor are frequently left unclaimed, leaving children hungry, young people unable to finish school, and opportunities for stable housing and preventative health care unused. New York City-based program Single Stop connects people to benefits for which they may be eligible. Importantly, Single Stop has served community colleges where disadvantaged students can use the assistance to help get through school.
Read MoreAccessible affordable health care is needed for millions of uninsured Americans. The Affordable Care Act is a viable solution that helps the uninsured. Although the launching of the website had some glitches, many states designed their own insurance marketplace and have successfully signed up people for coverage.
Read MoreOfficials in Niger are addressing chronic severe droughts causing food shortages and leading to a widespread threat of starvation. They provide aid to malnourished children and resources for a crop planting technique called 're-greening,' which aims to reforest agricultural regions, restore soil quality and, in turn, increase food supply.
Read More54 million people in the United States, and 4.5 billion globally, have no credit to their name - making it nearly impossible for them to buy homes, apply for jobs and receive loans. Investors and lenders make an effort to help those with 'invisible credit' scores in financing essentials like homes or cars.
Read MoreCollections are versatile, powerful and simple to create. From a customized course reader to an action-guide for an upcoming service-learning trip, collections illuminate themes, guide inquiry, and provide context for how people around the worls are responding to social challenges.
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