Many subprime borrowers in the United States are financially unable to buy a home themselves. An unconventional lender is trying to make it easier for low-income people to buy houses despite the tighter requirements that other lenders adopted after the mortgage bust.
Read MoreIt’s now common for youth to remain in foster care or residential treatment for years. For troubled or victimized children in need, assistance at home is often more effective than foster placement.
Read MoreThe foster care system is widely acknowledged to be 'broken', and to ignore those who age out of the system. A program in Memphis is improving the lives of at-risk youths by working to reunite them with their original families.
Read MoreChild mortality rates in third-world countries are often shockingly high. But they are gradually decreasing due to efforts that target contagious diseases and more widespread health education.
Read MoreThe pressure is on for the federal government to spend tax money more wisely. Evidence-based policy making is gaining in popularity as a way for the government to spend tax money wisely. While not quite as flashy or exciting as past ways, this has a proven track record of positive impact.
Read MoreAmidst a world struggling with smart ways to confront climate change, Hawaii's 2050 Plan for sustainability is working to be a model for the rest of the world. So far, it is on it's way to being a leader in solar energy, with Honolulu having the most "solar panels per capita than any other North American city," and the state is working to produce more food locally, as well.
Read MoreColombia has attempted to decrease murder and homicide rates by setting up curfews for teenagers, forcing bars to close earlier in the evening, and creating gun laws to prevent the carrying of weapons. As a result of this epidemiological, data-driven approach, along with other governmental factors, the homicide rate has decreased significantly in most of the cities in which it was implemented.
Read MoreAs Vermont struggles to create legislation regulating school district management and financial efficiency, the state looks to models in Maine and New Hampshire for guidance. In Maine, school districts have tried to save money and resources through consolidation; in New Hampshire, officials have reworked the way schooling is financed altogether.
Read MoreColorado causes a large decline in teen pregnancy and abortions by implementing free, long-term birth control to prevent pregnancy. While demonstrating massive success, its continuity is in the air considering the ongoing fight over health insurance at the federal level.
Read MoreThe California prison system is overwhelmed after adopting tough-on-crime laws with no improvement. New York adopted more tolerant policies and has decreased the state's crime rate and its prison population.
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