Innovative but dull: disaster insurance is starting to pay off

Officials in Niger are addressing chronic severe droughts causing food shortages and leading to a widespread threat of starvation. They provide aid to malnourished children and resources for a crop planting technique called 're-greening,' which aims to reforest agricultural regions, restore soil quality and, in turn, increase food supply.

Alaska has created a way for residents to financially benefit from the state's dependence on oil revenues. By giving residents a yearly portion of the revenue, the state has been able to see positive effects from an often conflict-ridden industry.

Boston had a hard time solving civic problems efficiently and holding its leadership accountable. In response, a team in the Mayor's office was charged with "making Boston better through clever, low-cost hacks" such as a mobile app that allows residents to send government service requests to City Hall.

Huge numbers of students lack the chance to go to college because of financial problems. Recently, Kalamazoo schools received more funding allowing them to have the chance to help and pay for students to then go to college and receive a higher education.

The pressure is on for the federal government to spend tax money more wisely. Evidence-based policy making is gaining in popularity as a way for the government to spend tax money wisely. While not quite as flashy or exciting as past ways, this has a proven track record of positive impact.

After a devastating cyclone changed the nature of local soil, NGOs preserved Indian rice crops by reintroducing traditional rice varieties that can be cultivated even in salt-ridden earth. Although some first met this idea with skepticism, many farmers have now adopted the practice after witnessing the success of the crops.

Most insurance companies avoid insuring poor farmers because the transaction costs are too high, but a non-profit in Kenya created a sustainable way to cover them.

In Memphis, a creative blight-reduction initiative called 25 Square Blocks broke down the city into blocks. Inspectors were able to quickly identify all the violations and fix them, using the same amount of funding, but less time, as the old call-and-respond model.

New York City suffered from fires that erupted in overcrowded, run-down apartments. Then the city sleuthed through residential records and found that landlords who foreclosed let their properties fall apart and ignored safety-code violations. Greater Toronto wants to expand upon New York City’s method by using transportation surveys, census data and computer data to build transit lines.

As Vermont struggles to create legislation regulating school district management and financial efficiency, the state looks to models in Maine and New Hampshire for guidance. In Maine, school districts have tried to save money and resources through consolidation; in New Hampshire, officials have reworked the way schooling is financed altogether.