Parents Of Kaduna Brides May Now Sigh In Relief

In an effort to break the cycle of poverty in Memphis, a government organization is using conditional cash transfers, paying students if they earn good grades and adults if they maintain a full-time job.

Most insurance companies avoid insuring poor farmers because the transaction costs are too high, but a non-profit in Kenya created a sustainable way to cover them.

An innovative program by an unusual bank allows low-income people in Cambodia to take out a 15-year fixed mortgage with little or no documentation - contradicting traditional loan assumptions and creating means for some of the country's poorest people to completely change their lives. The bank and its investors are now making a profit, and more than 700 mortgages and building loans have been provided.

In India, many farmers, especially women farmers, have transitioned to organic farming. While it requires a serious set of skills and knowledge, organic farming increases yields and decreases costs by eliminating the need to buy pesticides. The move is both ecological and economical, and the Indian government is trying to spread the solution.

Alleys in Seattle were once places of illicit, illegal, and unsanitary activity. The International Sustainability Institute in Seattle began organizing music and art events to bring in people, which, in turn, cleaned-up the crime and garbage. As an urban development strategy, adjacent vacant storefronts re-opened for business and beautification could be seen in new gardens.

More Than Wheels, a New Hampshire-based non-profit offers an economically stable solution to the high cost of owning a car. The program offers low-cost car loans that go toward the purchase of fuel-efficient vehicles.

African American boys were being treated less-than-equally by the Oakland Unified School District – a change of culture was implemented and the playing field leveled. Now, Minnesota is looking to adopt the same system that was started in Oakland by creating schools that are exclusively for African American males in hopes to help them reach higher standards of achievement.

For millions of students who could succeed in college, the limiting factor is money. Is it possible to finance higher education the way we finance start-up companies? A company called Lumni uses “human capital contracts” to offer loans for students contingent upon 14 percent of the student's salary for 118 months after graduation. There are risks to this approach and not a lot of years or data available to be sure of its efficacy, but results are promising already—with a default rate under 3 percent.

At a time when university students lack opportunities and financial help to test their innovative business ideas, the Resolution Project supports higher education students who have ideas for socially responsible businesses and charities. Resolution offers small awards to start businesses as well as mentor opportunities that enable networking and business collaboration with experts.

Boston professors visit countries and homes of foreign students to better understand their culture and gain insights about how to better teach them. The goal is to reach across cultural divides to help a big part of the student population — emigres from faraway lands — that is plagued with low standardized test scores and high dropout rates. Accompanying photojournalism: http://www.bostonglobe.com/news/bigpicture/2015/09/12/seeking-cultural-connections/L3mIQAQM3v9YT9A2K4JliL/story.html