Americans don’t save enough - in 2005, Americans’ personal savings rate was negative for the first time since the Great Depression ─ instead of piling up savings, we are piling up debt. Two behavioral economics columns on how switching signup for a 401K plan from opt-in (say yes to be enrolled) to opt-out (say no to be un-enrolled) dramatically raises enrollment rates.
Read MoreMore than five million Americans have Alzheimer’s or similar illnesses, and that number is growing as the population ages - without any immediate prospect of a cure, advocacy groups have begun promoting ways to offer people with dementia a comfortable decline instead of imposing on them a medical model of care, which seeks to defer death through escalating interventions. An Arizona nursing home offers new ways to care for people with dementia.
Read MoreThousands of clinics in America have no doctors. The primary care providers are nurse-practitioners – and their results are as good or better than that of the doctors.
Read MoreThe unemployment crisis is a hard thing to solve - businesses sometimes have no choice but to let workers go. An innovative program tries to prevent joblessness by temporarily paying a portion of workers’ salaries at struggling companies.
Read MoreAn estimated 6,000 "never events" — egregious errors like operations on the wrong limb or instruments left inside a surgical wound — occur every month among Medicare patients alone. Hospitals across the country are revamping their care programs to stop preventable injuries and deaths.
Read MoreVacant positions exist in many employment sectors, including in education and in hospitals. ReServe is a program that joins retired professionals to part-time paid positions in non-profits to perform duties. A controversy has emerged that suggests these positions should be paid at a professional-rate salary.
Read MoreCompanies who outsource often fuel the race to the bottom for global workers' standards. Two companies, Digital Divide Data and Samasource, offer a model for outsourcing which is profitable and also prioritizes social impact.
Read MoreAfter years of banning labor unions in Bangladesh, garment workers unionized to fight for higher wages and safer working conditions. For women, this isn't traditionally a space they were welcomed in, but now they’re holding their own meetings to ensure women’s safety is ensured on the job.
Read MoreSome inner city schools, nonprofits, and businesses in New York lack the staff to make their organizations function for the people they serve. ReServe is a program that links retired professionals with part-time jobs in schools, libraries, hospitals and other city agencies to help fil this gap.
Read MoreAmerica’s system of health care is based on an old industrial-era model, without taking into account a decentralized, mobile, independent workforce that remains largely unprotected without health and unemployment insurance. The Freelancers Insurance Company, based in New York State, offers competitive premiums by having their executives receive salaries at low wages. The model keeps costs under control, which in turn makes health care more accessible to independent workers.
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