Many subprime borrowers in the United States are financially unable to buy a home themselves. An unconventional lender is trying to make it easier for low-income people to buy houses despite the tighter requirements that other lenders adopted after the mortgage bust.
Read MoreCorporations concerned about their social and environmental impact must also consider the costs. Bcorps, a new form of corporation in the U.S., are using a rigorous certification process to gain consumers trust and boost sales.
Read MoreNew Orleans implemented an extraordinary 10-year plan that engaged unprecedented cross-sector collaboration between government, non-profit, and private entities to provide housing and housing services to the city's homeless veterans. The city's success in providing homes for every single veteran formerly on their streets motivated cities across the nation to tackle the crises using similar means, leading to a 1/3 decline veteran homelessness since 2010.
Read MoreAn innovative program by an unusual bank allows low-income people in Cambodia to take out a 15-year fixed mortgage with little or no documentation - contradicting traditional loan assumptions and creating means for some of the country's poorest people to completely change their lives. The bank and its investors are now making a profit, and more than 700 mortgages and building loans have been provided.
Read MoreNew York City black tar roofs cause a number of environmental problems, including air pollution, heat absorption that raises energy consumption, and storm water runoff in the sewer system. Efforts to turn these old roofs into green spaces cool the buildings, enable the containment of more rainfall, reduce sewer discharge, generate energy, and absorb carbon emissions. New York City has a pilot program offering financial help for green roofs.
Read MoreBy the 1980s, Roxbury and north Dorchester had been devastated by the disinvestment and white flight of the 1960s and 1970s. Racist banking and housing policies (“redlining”) had segregated people of color from opportunity, barring them from getting home loans except in certain neighborhoods. So the Dudley Street Neighborhood Initiative (DSNI) brought together residents to develop their own comprehensive plan to revitalize their community, building a community food system along the way.
Read MoreAlthough residents turn up their air conditioners, Louisville heat is increasing the city’s death rate by 39 people every year. The city mayor launched a tree commission for planting more trees and since 2011 has planted over 12,000 trees. The canopies from the tree offer cooling shade and bring down the temperature of the city as a whole. The response also includes the installation of green roofs and in-depth research on urban heat islands.
Read MoreRetrofitting buildings for energy conservation in the United States could save $1 trillion over a decade, reduce American greenhouse gas emissions by 10 percent, and create employment across the country. Many universities and other institutions are creating green investment funds to sustain projects that enhance efficiency.
Read MoreA follow-up article on Husk Power Systems, which has created a scalable system to turn rice husks into electricity that is reliable, eco-friendly and affordable for families in India. The company bases their business model around local involvement, grassroots systems that cater to the immediate community, and continual accountability. This article fills in some information gaps from the initial piece, "Fixes: A Light in India."
Read MoreCivic leaders in the U.S. struggle to effectively help their distressed neighborhoods. East Lake, Atlanta, created a replicable model that mixes residents of differing socio-economic status, and focuses on education and health in the area.
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