What Germany's Coal Miners Can Teach America About Medical Debt


Germany, like the U.S., has a largely private healthcare system that relies on private doctors and private insurers. Like Americans, many Germans enroll in a health plan through work, splitting the cost with their employer. But Germany strictly limits how much patients have to pay out of their own pockets for a trip to the doctor, the hospital, or the pharmacy, making medical debt practically nonexistent.

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