Where Some of the Most Housing-Challenged Philadelphians Find Help

Many subprime borrowers in the United States are financially unable to buy a home themselves. An unconventional lender is trying to make it easier for low-income people to buy houses despite the tighter requirements that other lenders adopted after the mortgage bust.

The use of a gun in a violent crime can carry a penalty of 30 years or more in prison. High Point, NC, has been using call-ins for 16 years - a carrot-and-stick approach aimed at reducing violent crime and drugs in the city.

A new juvenile justice center in Wyoming begins the movement to bring greater technological advancements to the education of the girls living there. The Wyoming Girls' School provides them with the state of the art tools they need to not fall behind while they fulfill their sentence.

U.S. courts are offering war veterans who face jail time the choice of rehabilitation. This helps them adjust to civilian life and reduces repeat offences.

Newly released prisoners often return to crime from lack of effective re-introduction programs. The Fortune Society in New York is a group home which offers resources and positive peer pressure to the ex-prisoners as they start over.

Crime is a result of many underlying social issues, but Crime Lab, a research organization with branches in New York and Chicago, is studying which simple solutions will have the most impact in their city. Cost-effective efforts such as tutoring combined with cognitive behavioral therapy have proven to be successful.

After incarceration, Black men and women have a difficult time re-integrating into society without financial and educational resources. A former Black Panther activist has created the non-profit Oakland &the World Enterprises to offer an urban farm as a prisoner re-entry program and community center. The Oakland project supports self-sufficiency, self-determination, and empowerment for Black people.

For first-time youth criminal offenders, the traditional American jury falls short in encouraging behavioral change and may even set the juvenile on a course for repeated crimes. Washington, DC’s Youth Court is a jury that tries juveniles for minor non-violent offenses and offers peer pressure to prompt positive behavioral change. The DC Youth Court is one of many in the United States that reduces crime and future court costs.

In prison, most inmates are alienated from social practices and can be a tax burden for the states. The Colorado Correctional Industries is a program that positions inmates in different forms of labor such as making stuffed toys, farming fish, picking fruit, tending livestock, and creating crafts to be sold at grocery stores. The program makes inmates into taxpayers instead of tax burdens and offers skills that are useful for future employment once they leave prison.

Millions of families of arrested individuals do not know what to do to help, how to obtain a lawyer, or what the process entails in the court system. Created by Albert Cobarrubius Justice Project, participatory defense is a type of community organizing that teaches and empowers people who face criminal charges. Individuals know how to work with attorneys in order to navigate the system and ultimately feel equipped to become drivers of their own change.