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Pitching in on rescues

Mike De Socio

August 14, 2021 |

Adirondack Explorer |

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800-1500 Words

Response Location: United States, New Hampshire

Several years ago, the New Hampshire Fish and Game Department created a form of insurance as a way to raise money for search and rescue operations for people hiking in the mountains. These voluntary insurance cards cost $25 per person and protect them from covering the costs of their rescues. In 2020, the state sold 7,752 cards, which generated over $200,000 of income for rescue missions. While the revenue can be inconsistent year to year, the cards can usually cover their costs.

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FS Investments takes its poverty-fighting work nationwide

Jessica Blatt Press

June 21, 2021 |

The Philadelphia Citizen |

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1500-3000 Words

Response Location: United States, Philadelphia, Pennsylvania

Philadelphia Financial Scholars is bringing financial literacy to students and their families as well. Students are taught about credit scores, bank accounts, and budgets, as well as entrepreneurial skills through an experience that could culminate in a $1,000 prize and help starting a business if it wins. Adults are invited to come in on weekends and weeknights to learn the same curriculum. Local companies have financed the program which strives to take the first steps towards bridging the racial wealth gap.

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Instead of Eviction, Landlords and Tenants Talk It Out

Emily Nonko

February 19, 2021 |

Reasons to be Cheerful |

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800-1500 Words

Response Location: United States, Philadelphia, Pennsylvania

Philadelphia's Eviction Diversion Program has helped keep more than 400 landlord-tenant disputes out of eviction court proceedings, mainly by using volunteer mediators to work out mutually agreeable plans for tenants to get caught up on their rent payments. The program started in 2020 as a way to keep people housed during the pandemic. By giving landlords and tenants a place to talk out their issues without the expense and repercussions of going to court, and by connecting tenants with rent-assistance aid, the program's launch was successful enough to win an extension throughout 2021.

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Durham, NC Just Finished Erasing $2.7 Million In Traffic Debt

Cinnamon Janzer

February 17, 2021 |

Next City |

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800-1500 Words

Response Location: United States, Durham, North Carolina

The DEAR program (Durham Expunction and Restoration) put 11,084 drivers back on the road legally and waived $2.7 million in fines in a purge of old cases that had revoked driving privileges for unpaid fines and fees. The two-year amnesty program, part of a national movement, took aim at the often racially disparate enforcement of state laws that burden the formerly incarcerated and others with unaffordable monetary penalties. Deprived of the right to drive, people either miss out on work and educational opportunities, or risk more traffic tickets, arrests, and fines.

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The Sausage-Making to Revive a Black-owned Sausage Factory in New Orleans

Oscar Perry Abello

January 14, 2021 |

Next City |

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1500-3000 Words

Response Location: United States, New Orleans, Louisiana

Community land trusts typically provide affordable housing but now one is responsible for the revival of a family business in New Orleans. Commercial community land trusts are emerging as viable solutions for tenants being displaced by higher rents as well as the revitalization of historically Black centers of commerce. Commercial land trusts are an avenue for the Black community to have “economic self-determination.”

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CHOP financial wellness program helps local families recoup $700K

Jessica Blatt Press

January 07, 2021 |

The Philadelphia Citizen |

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1500-3000 Words

Response Location: United States, Boston, Massachusetts

A pediatric care center in Philadelphia has partnered with a nonprofit that "helps people with tax prep and asset-building" as well as an organization that provides financial counselors to offer young patients free, on-site help with their taxes. The initiative is modeled after Boston Medical Center' StreetCred program which has "returned more than $5.3 million to more than 2,700 low-income families since 2016."

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Changing their minds, and their lives: A way out of poverty in Philadelphia

Harold Brubaker

September 12, 2020 |

The Philadelphia Inquirer (Philadelphia Media Network) |

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1500-3000 Words

Response Location: United States, Philadelphia, Pennsylvania

The MindSet program adopts 30 people per year for a five-year "mobility mentoring" program, coaching people living in poverty to set clear goals and helping them save toward economic independence. Run by the nonprofit Episcopal Community Services and modeled on Boston's EMPath (Economic Mobility Pathways), MindSet rejects traditional case management and approaches that merely maintain people's lifestyle, focusing instead on plotting a path to a better future. More testing is needed on its effectiveness, but EMPath participants increased their annual income from $16,000 to $47,000.

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Rebuild Foundation and Sunshine Enterprise team up to train city's creative entrepreneurs

Arionne Nettles

August 31, 2020 |

The Chicago Reader |

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800-1500 Words

Response Location: United States, Chicago, Illinois

Artists in Chicago can benefit from entrepreneurial training programs which teach technical business skills, provide access to information about art grants and also build a network of like-minded creatives. Rebuild Foundation and Sunshine Enterprise are two initiatives that have provided creative entrepreneurs with the specific skills needed for creative ventures to succeed. The needs of this community of business owners is different from typical entrepreneurs.

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Mexico Is Saving Its Coral Reef From Hurricanes With A One-Of-A-Kind Plan

Alexandra Kirkman

August 24, 2020 |

The Huffington Post |

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1500-3000 Words

Response Location: Mexico, Puerto Morelos, Quintana Roo

To protect the Mesoamerican Reef from the effects of climate change, key stakeholders in Mexico created the world’s first insurance policy to protect a natural asset. The policy provides an immediate infusion of cash in the event of a damaging storm, allowing hotel owners and local governments to quickly repair the reef and prevent further degradation. A volunteer corps of people called the Guardians of the Reef make those repairs. While the insurance policy doesn’t cover pollution or overfishing, this mechanism could work for reefs in other countries to restore and protect threatened ecosystems.

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It Takes a Village: How Coalition Work is Transforming Lives in Detroit - NationSwell

Sarah Morgan

August 03, 2020 |

NationSwell |

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800-1500 Words

Response Location: United States, Detroit, Michigan

A coalition of organizations in the Detroit region had “a goal of re-engaging the region’s 690,000 adults who had completed some college but hadn’t gotten a degree.” One of the programs they created was the Wayne State Warrior Way Back program, which allows students with school debt to re-enroll and “learn” off their debt at a rate of $500 for each semester completed.”

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