Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • Making a More Democratic Economy, One Revolving Loan Fund at a Time

    Advancing the model of worker ownership requires expanding access to loans for cooperative businesses. In California, Berkeley City Council recently adopted changes to its Loan Fund for small businesses, allowing businesses without a CEO to apply for a loan. The City Council and Loan Administration board approved an idea put forth by the Sustainable Economics Law Center (SELC), which will permit coops to appoint a panel of owners to serve as guarantors of a loan, in lieu of a single CEO.

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  • The College Campuses That Moonlight as Wedding Venues

    As colleges struggle to remain financially sustainable, they are looking to alternative revenue sources. On some campuses, this increasingly means renting out their facilities for weddings.

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  • The Latest Innovation in Student Retention at Colleges: ‘Food Scholarships'

    Policymakers and college students and faculty are testing a range of approaches to address food insecurity on campuses. One nonprofit provides small grants to students and professors to cover the cost of food, transportation, or other expenses.

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  • After cyclone Fani, women in a migrant fishing community start resilience fund

    After an unexpected summer cyclone in the Indian state of Odisha, hundreds of women from slums across the region formed a community fund for disaster preparedness. The women all try to contribute 10 rupees per month to the fund, slowly building their security net in case of another natural disaster.

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  • In Borneo, healthy people equals healthy forests

    Those who live on the island of Borneo understand that their well-being comes from the Gunung Palung National Park, but logging remained rampant because it was the only way to make money to pay for healthcare. Thus, an organization named "Health in Harmony" was borne through "radically listening" to locals to find out what they needed. This organization accepts creative forms of payment for healthcare and offers incentives to cease logging, including a chainsaw buyback program. As a result, ten years later they saw a 90% drop in logging households and a re-growth of 52,000 acres of forest.

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  • Here's How 2 Schools Have Made Free College Work — For Decades

    Two colleges in Kentucky don't charge tuition and haven't for decades. Work study programs, endowments designed to reduce the cost of tuition, and private donations for campus buildings help to offset the costs of a college degree.

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  • How the Texas Tribune, one of local journalism's greatest success stories, really got started

    Non-partisan, watchdog journalism has formed a financially healthy platform for Texas Tribune in its first decade, filling a public-interest gap left by shrinkage in the number of statehouse reporters from 95 in 1989 to about 30 in 2008. By hiring an aggressive team of journalists and diversifying its revenue streams, the Tribune turned seed-money grants into a self-sustaining online publishing business whose serious coverage of neglected policy stories inspired Texas lawmakers to coin the term "the Trib effect" for the changes in capitol behavior when it's clear "someone is always watching."

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  • The Three Keys to a Thriving Rural Economy

    As the Mountain West transitions away from mining and other industrial economic drivers, rural cities find their way into successful economies by relying on local entrepreneurial spirit and the surrounding landscape. Businesses like SmartLam in rural Montana rely on local resources - in SmartLam's case, timber - and sustainable, future-oriented strategy to make a ripple in the economy of the rural West.

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  • Changing Lives by Building Credit History — One Microloan at a Time Audio icon

    A program through the Mission Asset Fund, based in San Francisco, helps low-income communities get loans and good credit from an unlikely source: each other. The initiative pools together funds from family members and neighbors and distributes the loan to one of the contributors each month; the loans are interest free and allow community members to build credit without the difficulties of breaking into the typical microfinance realm.

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  • Banks Don't Know What to Do With Their Branches

    With more users than ever use digital resources to access their bank accounts, banking companies with brick-and-mortar locations get creative with how to balance the digital and physical requests from their consumers. Some companies, like Capital One, have steered away from the traditional teller environment and have instead opened cafes and hosted community workshops to help people feel more comfortable in a bank setting.

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