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This deposit-free apartment plan could be life-changing for Philly renters

Jill Harkins

July 18, 2022 |

The Philadelphia Citizen |

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800-1500 Words

Response Location: United States, Philadelphia, Pennsylvania

Rhino is a startup that partners with property owners to offer renters the option of paying the company a monthly fee instead of an upfront deposit. In exchange, Rhino insures the apartment against wear and tear damages. There is no approval process, Rhino covers anyone that a property owner approves to rent, but the renter’s employment status and credit score determine their monthly premium, which can be as little as $5 for a monthly rent of $1,000.

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Hawaii's System Of Public Funding For Elections Doesn't Work

Chad Blair

July 10, 2022 |

Honolulu Civil Beat |

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800-1500 Words

Response Location: United States, Seattle, Washington

Seattle’s Democracy Voucher is an effective, yet underutilized, way to publicly fund political campaigns. The city sends four $25 vouchers to each registered voter, who chooses which candidates they want to receive their vouchers, and the city transfers the funds directly to the campaigns. Since the program started the number of donors increased and many candidates who successfully defeated incumbents had benefited from the program.

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The new labor market: No bachelor's required?

Lawrence Lanahan

July 08, 2022 |

The Hechinger Report |

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1500-3000 Words

Response Location: United States

Employers across the United States are dropping the bachelor’s degree requirement from job listings, but workers need an alternative way to build necessary skills. The nonprofit Social Finance helps workers take time for skills training with financial aid for things like child care, rent, and transportation.

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With Branded Pothole Repairs, Private Companies Make Their Mark on Johannesburg's Roads

Ray Mwareya

June 23, 2022 |

Next City |

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Under 800 Words

Response Location: South Africa, Johannesburg

Two insurance companies, Discovery and Dialdirect, implemented a smartphone app for drivers to report potholes in their city. The companies then fill the potholes and brand them with their logos.

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Wrongful Convictions Lawyers Cash In by Targeting Insurers

Roy Strom

June 21, 2022 |

Bloomberg |

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800-1500 Words

Response Location: United States, Idaho Falls, Idaho

The lawyers at Lathrop GPM created a strategy to settle civil rights claims by encouraging municipalities to use insurance money to pay settlements. The strategy helps inmates alleging bodily injury and wrongful conviction to recieve payouts and be absolved of their crimes without using taxpayer dollars.

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How Kaduna Women Finance Their Healthcare Through Recycled Wastes

Ibrahim U

May 29, 2022 |

Daily Patriot |

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1500-3000 Words

Response Location: Nigeria, Kaduna

SOSOCARE Healthcare Insurance provides low-income women with health insurance in exchange for recyclable wastes, which they convert to hedge funds to pay for the insurance expansion. The insurance offers different levels of coverage, with the basic one guaranteeing coverage of basic illness treatments for diseases such as malaria and typhoid, including in-patient hospital recoveries, for the women and their families.

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Tribal Pharmacy Dispenses Free Meds and Fills Gaps for Native Americans in the City

Katherine Huggins Julia Mueller

May 24, 2022 |

KFF Health News |

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800-1500 Words

Response Location: United States, Minneapolis, Minnesota

The Mashkiki Waakaa’igan Pharmacy provides Native American patients with their prescriptions for no out-of-pocket expenses and provides culturally-conscious care.

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Easy E-Bike Rider

Henry Houston

April 21, 2022 |

Eugene Weekly |

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800-1500 Words

Response Location: United States, Corvallis, Oregon

The Corvallis-Benton County Economic Development Office provides $1,200 rebates for people to buy electric bikes at four local stores. E-bikes cut down on greenhouse gas emissions and are a more affordable option than cars. To qualify, household income must be less than 80 percent of area median income and the household must be a customer of Pacific Power, who helped fund the rebates. E-bike sales have increased with over 30 vouchers handed out, which also serves as a stimulus to the local bike shop economy.

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How end-to-end mentorship, local scholarships helped young Nigerians get fully-funded scholarships abroad

Ifedayo Ogunyemi

April 09, 2022 |

Nigerian Tribune |

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800-1500 Words

Response Location: Nigeria

The i-Scholar Initiative grants scholarships to students pursuing graduate school for standardized tests and application fees and provides them with a mentor for support throughout the process of applying to colleges.

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What the student loan payment pause has meant to Black women

Danielle Douglas-Gabriel

April 03, 2022 |

The Washington Post |

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1500-3000 Words

Response Location: United States

The two-year pause on federal student loan payments in the United States during the pandemic allowed Black women, who share a disproportionate amount of the country’s student debt, to redirect the money they would typically use for repayment toward other needs.

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