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Help Is on the Way for Low-Income Co-op Buildings in NYC

Oscar Perry Abello

March 01, 2017 |

Next City |

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800-1500 Words

Response Location: United States, New York, New York

Habitat for Humanity, best known for its work building houses, is now working to become a Community Development Financial Institution in New York. The city has a history of buildings owned as cooperatives. However, a specific type of municipal debt negatively impacts many of these buildings. Habitat for Humanity’s New York chapter is working to provide loans to help cooperative owners pay off this debt. It will help individuals, while also marking a turning point in what the large nonprofit provides as a service.

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Chicago Renters Back ‘ROOTS' as Solution to Affordable Housing

Chloe Riley

September 21, 2016 |

Equal Voice News |

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1500-3000 Words

Response Location: United States, Chicago, Illinois

Communities United a grassroots organizations in Chicago is solving the city's housing crisis with a program called ROOTS (Renters Organizing Ourselves to Stay). The organization is bringing together financiers, development organizations and partners to make housing more affordable. ROOTS managed to significantly improve renters' rights law by making amendments to the city’s affordable housing ordinance.

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How cities are searching for solutions among massive mounds of data

John Lorinc

February 20, 2015 |

The Globe and Mail |

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1500-3000 Words

Response Location: United States, New York, New York

New York City suffered from fires that erupted in overcrowded, run-down apartments. Then the city sleuthed through residential records and found that landlords who foreclosed let their properties fall apart and ignored safety-code violations. Greater Toronto wants to expand upon New York City’s method by using transportation surveys, census data and computer data to build transit lines.

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Couples lined up for Newark's Valentine's Day vacant lot sale

Cassie Owens

February 16, 2015 |

Next City |

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800-1500 Words

Response Location: United States, Newark, New Jersey

As a blight-reduction and urban-development effort, the city of Newark sold bare lots in a distressed area to families willing to build a house and live in it for five years.

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When Lenders Won't Listen

David Bornstein

December 10, 2010 |

The New York Times |

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1500-3000 Words

Response Location: United States, Ohio

In part, miscommunication between bankers, brokers and homeowners created the 2008 economic crisis. Protection laws mandating better labeling and trusted third-party intermediaries could improve communication and help prevent another crisis.

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Foreclosure Is Not an Option

David Bornstein

December 06, 2010 |

The New York Times |

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1500-3000 Words

Response Location: United States, Cleveland, Ohio

Foreclosure affects millions of homeowners and millions more owe more on their mortgages than what their homes are worth, but Empowering and Strengthening Ohio’s People (ESOP), offers assistance. As a free service to borrowers, ESOP holds lenders accountable with fair lending agreements, creates constructive communication, and ultimately saves homes.

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