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This is what one of the world's largest experiments in basic income looks like

Márvio dos Anjos Meaghan Tobin

July 23, 2020 |

Rest of World |

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1500-3000 Words

Response Location: Brazil, Marica

Mumbuca is a digital currency used in Maricà’s basic income program. Residents, with few eligibility requirements, can qualify for a monthly stipend to purchase goods and services using a smart phone or a card. The currency runs on the digital platform E-dinheiro and can only be spent in the city limits. Individuals cannot swap Mumbucas for national currency, but businesses can after a 48-hour waiting period and a 1% fee. Local currencies, which are popular in Brazil, help residents increase personal savings and, with increased stipends during the Covid-19 pandemic, allowed informal workers to stay home.

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The hidden hand that uses money to reform troubled police departments

Kit Ramgopal Brenda Breslauer

July 19, 2020 |

NBC News |

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1500-3000 Words

Response Location: United States

Smaller cities that cannot afford costly payouts for civil settlements in police misconduct cases rely on liability insurance, which can act as a regulator when insurers demand reforms up to and including disbanding troubled departments. While police killings have decreased in large cities over the past six years, they have increased in the suburban and rural areas served by the vast majority of police departments. “Loss prevention” measures that require policy and personnel changes have been proven to work, but insurance that fails to police the police can also shield cities from accountability.

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Going ‘Deep Green,' Office Buildings Give Back to the Planet

Jane Margolies

July 14, 2020 |

The New York Times |

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800-1500 Words

Response Location: United States, Seattle, Washington

More and more commercial real estate projects are popping up around the United States that are focused on “deep green” building. This movement suggests that it’s not enough to just make a building out of renewable materials, but they can also be self-sustaining. For example, the Watershed, an office building in Seattle, has a slanted roof that collects rainwater that is then used in toilets. These types of projects can be more complicated and expensive to build, but developers can save money in the long run with the improvements.

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How the University of Dayton divested from fossil fuels — and what happened to its bottom line

Brian Roewe

July 14, 2020 |

National Catholic Reporter |

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Over 3000 Words

Response Location: United States, Dayton, Ohio

In 2014, the University of Dayton, a Catholic institution, made a public commitment to divest its investment portfolio from any fossil fuel funding. The university has since fulfilled and stayed strong on its commitment, but the process involved putting together committees to identify and replace fossil fuel companies in its portfolio, looking for more environmentally ethical companies, and investing in more sustainable companies and practices.

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U.S. town creates local currency to boost coronavirus relief

Gregory Scruggs

July 09, 2020 |

Thomson Reuters Foundation |

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800-1500 Words

Response Location: United States, Tenino, Washington

Facing the economic strain from the financial fallout caused by the coronavirus crisis, Tenino is printing its own money like it once did in the wake of the Great Depression. The small town in Washington has issued at least $2,500 worth of wooden bills to exclusively be used for small businesses on Main Street. Thirteen residents have applied for the funds and $150 have been spent by residents on necessities as of June. Other small towns across the country have already sent inquiries to the mayor of Tenino, seeking to imitate Tenino's effort.

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Mosaic Development Partners works to bring people of color into the real estate market

Jessica Blatt Press

July 08, 2020 |

The Philadelphia Citizen |

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1500-3000 Words

Response Location: United States, Philadelphia, Pennsylvania

Mosaic Development Partners (MDP) seeks to create wealth for the black community in Philadelphia by providing affordable housing and creating opportunities in neighborhoods that are considered risky investments for typical real estate companies. The black-owned company has created housing as well as retail opportunities for minority and women-owned businesses who historically have a harder time accessing capital and loans. The company is mission-driven but operates on a for-profit model, finding economic solutions for systemic problems that have kept black communities from creating generational wealth.

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How Public Banking Could Make Black Lives Matter

Rickey Gard Diamond

July 08, 2020 |

Ms. Magazine |

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1500-3000 Words

Response Location: United States

Black banks have been held up by leaders and celebrities in the community as a way to end Black poverty. Previous efforts have been made in the 1960s when Black banks gave loans to community members after being denied home loans from white banks. But those loans lost money when housing values declined as a result of redlining policies that damaged public schools. Black banking therefore was not the answer to ending Black poverty and bridging the gap between white and black wealth. One law professor believes the answer lies in public banking which is funded by tax revenue and acts as a public utility.

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Investors say agroforestry isn't just climate friendly — it's also profitable

Stephanie Hanes

July 08, 2020 |

Mongabay |

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1500-3000 Words

Response Location: United States

With the growing trend in regenerative agriculture, Propagate Ventures is working with farmers to transition them from conventional agriculture to agroforestry. This technique focuses on incorporating trees into farmland which can improve soil health and crop production, and reduce carbon emissions. The company offers farmers help to build the system and connections to investor financing. While implementing an agroforestry system can take time, Propagate Ventures is seeing the interest grow: They’ve expanded to eight states and recently received $1.5 million in capital funding.

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Breaking down the disability stigma, one creation at a time

Cass Hebron Astari Sarosa

July 03, 2020 |

Pioneers Post |

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1500-3000 Words

Response Location: Indonesia, Bali

A collaborative movement in Indonesia is creating job opportunities within the creative sector for those living with disabilities. Gerakan Kreabilitas holds workshops and events to provide business training through mentors who provide their expertise and business connections in supporting the micro-enterprises. The program also does outreach to local businesses and government officials to reduce barriers and stigmas faced by disabled Indonesians seeking work.

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The housing policy that's turning back gentrification

Nick Bowlin

June 30, 2020 |

High Country News |

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800-1500 Words

Response Location: United States, San Francisco, California

A "right-to-purchase" policy has enabled nonprofits to purchase residential buildings in gentrified neighborhoods in order to prevent the displacement of those relying on rent-controlled housing. Mission Economic Development Agency (MEDA) is a Bay Area nonprofit leading the cause to counter gentrification and prevent developers from purchasing residential buildings that house low and moderate-income households. MEDA has purchased and managed 32 buildings and is one of fewer than 10 nonprofits in the area that exercise the "right-to-purchase" policy.

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